As you review your finances, you may soon come to the conclusion that you’re facing a long uphill battle. Even with the best intentions, you may find it nearly impossible to make efficient progress in a timely manner. Should you find yourself in this position, Chapter...
Tips for using credit cards properly
Credit card debt is one of the biggest reasons that people turn to bankruptcy. This gives rise to the myth that credit cards are always a bad idea and that you should avoid them at all costs. That’s not always true. One of the best ways to build your credit back up...
Tips for using credit cards properly
Credit card debt is one of the biggest reasons that people turn to bankruptcy. This gives rise to the myth that credit cards are always a bad idea and that you should avoid them at all costs. That’s not always true. One of the best ways to build your credit back up...
Getting a handle on your family’s medical debt
Of all the different types of debt one can accumulate, medical debt is often the most troubling. Families worry about how they can get future medical care when they are already drowning in debt. When such debt is accompanied by other insurmountable bills, it can lead...
Debt and a pandemic: Everything is changing
If there is one thing that is true, it’s that a pandemic changes people’s lives. Coronavirus has turned America upside down, and the economic fallout could be substantial. People who perhaps never thought they’d need to have health insurance or to cover a severe...
Are foreclosures ever beneficial to those in debt?
If you are a glass-half-empty kind of person, then an imminent foreclosure feels like the end of the world. If you are more of a glass-half-full person, you might try to look at foreclosure in a more positive light. The truth is, any situation, even those with...
Know important garnishment points
When you owe debts and aren’t paying on them, the creditor might opt to take you to court. One outcome of this is when the court issues a wage garnishment. This means that the creditor receives a court order to have a portion of your pay sent to them instead of it...
